Financial Policy

At the Ohio Center for Cosmetic Dentistry we are committed to providing for our patients the most caring and highest quality of service possible. We take our responsibility to our patients seriously and expect our patients to respect our office policies in return.

Method of Payment:
Unless specific prior arrangements have been made, full payment is due at the time of service. We will accept payment in cash, checks, Visa, MasterCard, American Express, or Discover Card.

Care Credit:

For extensive treatment (over $300.00), we offer interest free payment plans for 3, 6 or 12 months. This payment plan is subject to prior credit approval. Pre-approval  can  be confirmed in seconds.  If you wish to accept the pre-approval offer, a short application form can be completed at that time.  After your care credit account is established, it can be debited for any treatment that is performed.  Low interest rates are also available for periods of credit beyond 12 months.

Dental Insurance:

For those patients who have dental coverage, we will estimate your benefits and the remaining portion will be due at the start of treatment.  We will be more than happy to review your individual policy with you, as dental insurance terminology and applications can be quite complicated.  

Please note that your insurance policy is a contract between you and your insurance company. Any fees not covered by your dental insurance are your responsibility. However, we will work with you to provide your insurance company with all of the necessary information to pay their rightful portion in a timely manner. The courtesy of completing and submitting your insurance forms to your carrier will be extended to all of our patients. We only ask that you keep us updated as to any changes in your insurance coverage.


Discount Plans:

For those patients who need multiple visits for extensive treatment, we offer discounts for payment in full at the first visit.  5% will be deducted from your out of pocket cost when the balance is paid in full by cash or check.  3% will be deducted when the balance is paid in full by credit card.



If you have any questions on finances, please email

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Stephen E. Bloom, D.D.S., Inc.
Ohio Center for Cosmetic Dentistry
Highland Medical Center | 850 Brainard Rd. | Highland Heights, Ohio 44143
Tel: (440) 460-5400 | Fax: (440) 460-5403

In this fast paced world, we frequently make snap judgements. Your smile says so much about you in so little time. Does it project the proper image? Can you benefit from dental implants, porcelain veneers, tooth bleaching, bonding, crowns, or several other esthetic dental procedures? An attractive smile can be your biggest asset. Let it show what a successful person you truly are or hope to be. We have been on the cutting edge of cosmetic dentistry since 1976. Let us help you to benefit from our expertise and vast experience.